Terms of Use — StswapP XLM Swap No KYC | Best Stellar Exchange 2026

1. Acceptance of Terms

By accessing or using StswapP (the "Service"), you confirm that you have read, understood, and agree to be bound by these Terms of Use and all policies incorporated herein by reference, including our Privacy Policy and AML Policy. If you do not agree to any part of these Terms, you must not use the Service.

2. What the Service Is

StswapP provides a fully automated, no KYC cryptocurrency swap service that enables users to exchange supported digital assets — including XLM, BTC, ETH, XMR, USDT, USDC and 60+ other coins — without account registration or identity verification. The platform operates as an intermediary facilitating wallet-to-wallet swaps through an automated exchange engine. Stellar Lumens (XLM) swaps are processed with the same zero-verification approach as all other supported coins. No user accounts are created, and no personal identity information is collected as part of normal operation.

3. Eligibility

You must be at least 18 years of age to use this Service. By using the Service, you represent and warrant that you meet this age requirement and that your use is lawful under the laws of your jurisdiction. The Service is not available to residents of jurisdictions where cryptocurrency exchange is prohibited by law or where using a no-KYC exchange violates applicable regulations. It is your sole responsibility to determine whether your use of this Service — including XLM swaps — is legal where you reside.

4. No Financial, Legal, or Tax Advice

Nothing on this platform constitutes financial advice, investment advice, legal advice, or tax guidance. Cryptocurrency markets — including Stellar Lumens — are inherently volatile. Exchange rates can shift significantly within short time frames. You assume all risks associated with cryptocurrency transactions made through our Service, including market risk, counterparty risk, and regulatory risk. StswapP bears no responsibility for investment losses of any kind.

5. Your Responsibilities as a User

Wallet accuracy: You are solely and exclusively responsible for the accuracy of every wallet address you provide — including your XLM destination address. Cryptocurrency transactions sent to incorrect addresses are irreversible. We cannot recover funds sent to wrong addresses under any circumstances.
Legal source of funds: You warrant that all funds you exchange through the Service — including all XLM and other crypto — are legally obtained and do not represent proceeds of any criminal activity, including theft, fraud, extortion, or drug trafficking.
Compliance with law: You agree not to use the Service for money laundering, terrorist financing, sanctions evasion, fraud, or any activity that violates applicable laws in your jurisdiction or internationally.
Tax obligations: You are solely responsible for determining and fulfilling all applicable tax reporting and payment obligations arising from your use of this Service, including XLM swap transactions, in your jurisdiction.
Minimum amounts: You are responsible for ensuring amounts sent — including XLM — are within the displayed minimum and maximum thresholds. Amounts below the minimum may not process automatically.

6. Transaction Finality and Irreversibility

Cryptocurrency transactions are irreversible by the nature of blockchain technology. This applies fully to XLM swaps and all other exchanges on StswapP. Once a deposit has been broadcast and confirmed on the relevant blockchain network, the exchange process initiates automatically. StswapP cannot reverse, cancel, modify, or intercept completed or in-progress transactions. If you send funds to the correct deposit address but encounter a processing issue, contact support immediately at [email protected] — resolution is on a best-efforts basis and is not guaranteed.

7. Exchange Rates, Fees, and the 30-Minute Order Window

The exchange rate displayed at the time of order creation — including for XLM swap pairs — is fetched live from market data and locked for 30 minutes. The estimated receive amount shown is based on this locked rate. Minor variations in the final received amount may occur due to blockchain network fees on the output transaction and minor rate slippage. Our service fee is embedded in the displayed exchange rate and is not charged separately. Orders not funded within the 30-minute window may have their rate recalculated at current market rates when the deposit is eventually detected.

8. Prohibited Uses

You are strictly prohibited from using StswapP — including for XLM swaps — for any of the following purposes:

Laundering money or concealing the origin of funds derived from criminal activity
Financing terrorism, extremist organisations, or any entity designated as a terrorist organisation by applicable international bodies
Evading economic sanctions imposed by the United Nations, European Union, United States, or other relevant authorities
Processing stolen cryptocurrency, ransomware proceeds, or proceeds from darknet market activity
Engaging in market manipulation, wash trading, or any form of financial fraud
Violating any applicable local, national, or international law or regulation
Using automated bots, scrapers, or scripts to abuse the Service in ways not intended for normal user operation

9. Limitation of Liability

To the maximum extent permitted by applicable law, StswapP, its operators, and its affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with your use of the Service. This includes, without limitation, loss of XLM or other funds due to incorrect wallet addresses supplied by the user, blockchain network delays or failures, exchange rate fluctuations between order creation and deposit confirmation, service interruptions or downtime, or third-party API failures.

Our total aggregate liability to you for any claim arising out of or relating to these Terms or the Service shall not exceed the total amount of transaction fees paid by you to us in the 30 days immediately preceding the claim.

10. Service Availability

We operate with a goal of 24/7 availability for XLM swaps and all other exchanges but do not guarantee uninterrupted, error-free access to the Service. We reserve the right to suspend, restrict, or terminate the Service — or any portion of it — at any time for reasons including maintenance, security incidents, regulatory changes, or technical failures. We will make reasonable efforts to communicate planned downtime where feasible.

11. Intellectual Property

All content, design, code, and branding on the StswapP platform is the property of StswapP or its licensors. You may not copy, reproduce, redistribute, modify, or create derivative works from any part of this Service without prior written permission.

12. Modifications to These Terms

We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page with a revised effective date. Your continued use of the Service — including XLM swaps — after changes are posted constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Service.

13. Governing Law and Disputes

These Terms shall be governed by applicable law. Any disputes arising out of or related to these Terms or your use of the Service shall be resolved through binding arbitration or, where arbitration is not available, through a court of competent jurisdiction. You waive any right to participate in class action proceedings against us.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

Questions about these Terms of Use may be directed to [email protected].